Retirement Calculator

Project your nest egg with monthly contribution, growth, and inflation — in both nominal and today’s dollars.

What this calculator means

We estimate how your money could grow if you invest monthly until retirement. You’ll see the future value in raw (“nominal”) dollars and also adjusted for inflation (what that amount may feel like in today’s CAD).

How to study the graph
  • Nominal curve: shows total dollars in the future, no inflation adjustment.
  • Today’s CAD: the same money divided by cumulative inflation — easier to compare with today’s prices.
  • Try sliders: increase monthly contribution, or lower inflation/raise returns to see sensitivity.